Up to 20-Year Terms
Every DM Van is RVIA-certified, which means RV financing with longer terms and lower payments.
Why RV Financing?
Because RVIA certification unlocks better financing options than a standard auto loan.
20
Year Terms
Longer terms mean lower monthly payments, making van life more accessible.
10%
Down
Lower down payment requirements get you on the road sooner.
1
Application
One application, multiple lenders. We shop the rates for you.
Eligibility Requirements
Here's what lenders typically look for when financing an RV.
Credit Score
680+ credit score recommended for best rates. Lower scores may still qualify with higher rates or larger down payments.
Income
$80,000 - $90,000 annual household income typically required. Lenders want to see stable employment and debt-to-income ratios.
What to Expect
Quick Pre-Approval
Get pre-approved in minutes. Know your budget before you start building.
Competitive Rates
We work with multiple lenders to find you the best available rate.
Simple Process
Our team handles the paperwork. You focus on planning your adventure.
No Surprises
Clear terms, transparent pricing, no hidden fees.
Camper Van Financing FAQ
Can I finance a camper van for 20 years? +
Yes. All DM Vans are RVIA certified, which qualifies them for RV financing with terms up to 20 years. This means significantly lower monthly payments compared to a standard 5-7 year auto loan.
What credit score do I need to finance a camper van? +
A 680+ credit score is recommended for the best rates. Lower scores may still qualify with higher interest rates or larger down payments. We work with multiple lenders to find you the best available option.
How much is a down payment on a camper van? +
Down payments as low as 10% are available for RVIA-certified camper vans. On an LV3 at $79,995, that is approximately $8,000 down. On an LV7 at $104,995, approximately $10,500 down.
Why does RVIA certification matter for financing? +
RVIA certification classifies your van as a recreational vehicle, unlocking RV loan programs with longer terms (up to 20 years), lower rates, and simpler registration and insurance. Without certification, you are limited to shorter auto loan terms of 5-7 years.